INTRODUCTION

According to the Kenya National Bureau of Statistics (KNBS) 2022 demographic health survey, insurance cover among the elderly remains relatively low with less than a third of individuals above the age of 50 reporting to have any form of medical insurance. Additionally, there has been an increase in reported cases of chronic illnesses among the elderly in recent years. This has pushed individuals into utilizing their pension savings to finance their post-retirement medical expenses.

This article will review the progress of the post-retirement medical fund in Kenya and its significance in the face of great uncertainty in the health industry.

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